Categories
_____________g1
-
Recent Posts
_____________g2
—————–s
Tag Archives: Short Term Insurance
Insurable Interest – Why You Can’t Insure What You Don’t Own
In short-term insurance, there’s one golden rule that is often overlooked – you cannot insure something you don’t own or have a financial interest in. This is called insurable interest, and ignoring it can lead to major problems when it’s … Continue reading
Posted in Short Term Insurance
Tagged avoid claim rejection, business car insurance, can I insure a car I don’t own, car insurance rules, financial interest in insurance, insurance claim tips, insurance disclosure, insurance guidance, insurance ownership, insurance South Africa, insurance tips, nsurable interest, personal vs company policy, Short Term Insurance, trust-owned vehicle insurance
Leave a comment
Why You Should NEVER Apologise!
Why You Should NEVER Apologize! …and how one innocent sentence could cost you your insurance payout When you’re involved in a car accident, a pipe bursts in your flat, or a customer slips on your shop floor — what’s the … Continue reading
Posted in Short Term Insurance
Tagged accident claim tips, business insurance claims, car accident insurance, homeowner insurance, insurance advice, insurance claim process, insurance claims, insurance explained, insurance mistakes to avoid, insurance tips, know your policy, Short Term Insurance, subrogation
Leave a comment
When does it become SIN?
When I was a teenager (in the 70’s) I remember the Reverent having endless problems with a very relevant question for a teenager (at least in the 70’s): “How far can you go before it becomes sin?” This question related … Continue reading
How do I Read my Policy Wording?
“Do you have any tips that can help me read my policy wording and understanding it better?” is another question I received. Remember you can send me your short term related questions and I will try to answer them. A … Continue reading
When Do I Claim Too Often?
I invited you to send me your questions (please keep on sending them) and received this question: When will the insurer say I claim too often? A Relevant Question This may seem like a strange question, but it is a … Continue reading
Posted in Short Term Insurance
Tagged Short Term Insurance, Short Term Insurance Claims
Leave a comment
Why do Insurance Premiums Differ?
The question is: “Why can another insurer just reduce my premium by R1 300 from what I am currently paying?” In the full context it is a drop from about R5 000 tot R3 700. It is about a 25% … Continue reading
What About My Sectional Title Flat and Insurance?
Eric asked about his sectional title flat. Specifically he wants to know about the geyser and built-in cupboards. Body Corporate Represents Owners Eric correctly states that the tenant is responsible to insure his/her own assets (content). The Body Corporate has … Continue reading
Swimming Pool Pumps and Insurance
How does my insurance cover swimming pool pumps? Swimming pool pumps, gate openers, garage door openers and jacuzzi pumps are all in the same category. Once again, please check your own policy, since the policy wording I use as a … Continue reading
Is My Paving and Perimeter Walls Covered?
Somebody asked me: “what is included under the building section of my Personal Lines Insurance Policy. Is my perimeter fence and paving covered?” Please remember that this is a generic answer – it is important to study your own policy … Continue reading
Take Cover – Would You Pay This Claim? #2
If I were to believe the good people of the movie “My Fair Lady,” “The Rain in Spain falls mainly on the plains.” It is raining in Cape Town now, and I promise you, it falls everywhere. You probably wonder … Continue reading
Posted in Short Term Insurance
Tagged Short Term Insurance, Short Term Insurance Claims
Leave a comment