Category Archives: Short Term Insurance

All About Short Term Insurance

What You Should Know About Car Insurance

What You Should Know About Car Insurance Car insurance is a necessity for most people in today’s world. With cars becoming more and more expensive, it’s important to protect yourself and your family. Car insurance is not cheap, but it’s … Continue reading

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The Basics of Auto Insurance

When it comes to protecting your car and your financial future, auto insurance is one of the most important considerations. Insurance can help you recover from a wide range of different types of losses related to your car. These include … Continue reading

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When does it become SIN?

When I was a teenager (in the 70’s) I remember the Reverent having endless problems with a very relevant question for a teenager (at least in the 70’s):  “How far can you go before it becomes sin?” This question related … Continue reading

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Shortterm Insurance – Principle of Average Explained

AVERAGE OLD CONCEPT Average is an insurance concept as old as the industry. And insurance dates back to the time when people travelled through the desert on camels. Average is possibly one of the most important insurance concepts you have … Continue reading

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How do I Read my Policy Wording?

“Do you have any tips that can help me read my policy wording and understanding it better?”  is another question I received. Remember you can send me your short term related questions and I will try to answer them. A … Continue reading

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When Do I Claim Too Often?

I invited you to send me your questions (please keep on sending them) and received this question:  When will the insurer say I claim too often?  A Relevant Question This may seem like a strange question, but it is a … Continue reading

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Why do Insurance Premiums Differ?

The question is: “Why can another insurer just reduce my premium by R1 300 from what I am currently paying?”  In the full context it is a drop from about R5 000 tot R3 700. It is about a 25% … Continue reading

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What About My Sectional Title Flat and Insurance?

Eric asked about his sectional title flat. Specifically he wants to know about the geyser and built-in cupboards. Body Corporate Represents Owners Eric correctly states that the tenant is responsible to insure his/her own assets (content). The Body Corporate has … Continue reading

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Swimming Pool Pumps and Insurance

How does my insurance cover swimming pool pumps? Swimming pool pumps, gate openers, garage door openers and jacuzzi pumps are all in the same category. Once again, please check your own policy, since the policy wording I use as a … Continue reading

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Is My Paving and Perimeter Walls Covered?

Somebody asked me: “what is included under the building section of my Personal Lines Insurance Policy. Is my perimeter fence and paving covered?” Please remember that this is a generic answer – it is important to study your own policy … Continue reading

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